TRUSTED LOCAL ADVISOR
Turning 65 in
Sugarmill Woods?
Request a complimentary 20-minute Medicare Readiness Review with Brian Godfrey, a local licensed independent Medicare broker with more than 20 years of experience.
Know when you should begin the Medicare enrollment process
Understand how employer coverage may affect your timing
Identify common HSA, COBRA, Part B and Part D timing issues
Leave with clear, personalized next steps
Over 20 Years of Independent Experience
As a licensed independent broker, Brian works for you—not the insurance companies. Get the clarity you need to make the right choice for your timeline.
No cost. No obligation. Clear local guidance.
Request Your Complimentary Review
Provide your details below. Brian will contact you within 1 business day to schedule a clear review of your Medicare timeline without any pressure.
Medicare Timing Is Personal
The correct Medicare timeline depends on your age, employment, employer coverage, HSA contributions and other individual circumstances. A short readiness review can help you identify the steps that apply to you.
Your Enrollment Timeline
Understand the important dates surrounding your 65th birthday and when you may need to take action.
Working Past 65
Learn why employer size, active employment and the type of coverage you have can affect Medicare timing.
Avoidable Timing Problems
Identify questions involving Part B, Part D, COBRA and HSA contributions before they create unnecessary complications.
Local Help From Someone Who Lives Here
Brian Godfrey is a Sugarmill Woods resident and licensed independent Medicare broker with ASB Financial. For more than 20 years, he has helped people understand Medicare enrollment timing and insurance choices. His approach is straightforward: explain the moving parts, answer your questions and help you determine the appropriate next steps without unnecessary pressure.
Frequently Asked Questions
Does requesting a review enroll me in anything?
No. Requesting a review does not enroll you in a plan or change your Medicare coverage.
Is there a cost?
No. The Medicare Readiness Review is complimentary, and there is no obligation to enroll.
Is Sugarmill Medicare part of Medicare or the federal government?
No. Sugarmill Medicare is a private local resource operated by Brian Godfrey, a licensed insurance agent with ASB Financial. It is not affiliated with or endorsed by the U.S. government or the federal Medicare program
What happens after I submit the form?
Brian will contact you within one business day to answer initial questions and arrange a convenient time for your review.
Can my spouse or family member participate?
Yes. A spouse, adult child or trusted family member is welcome to participate with you.
Know What You Need to Do Before Your Medicare Start Date
Request your complimentary Medicare Readiness Review and get a clear plan for your next steps.
Prefer to talk? Call Brian at 443-543-9200
© 2026 Sugarmill Medicare. All rights reserved.
Brian Godfrey is a licensed independent Medicare broker. SugarmillMedicare.com is a private entity and is not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation for insurance. Currently, we represent 3 organizations which offer 31 products in 34446. Sugarmill Medicare is a local Medicare education and appointment-request website operated by Brian Godfrey of ASB Financial.